QuitStackRoad to a Million

Phases

1

Phase 1: Out of debt

-$5,000 to $0
You are here
Progress62%
Target30 November 2026

Pay off every loan and get net worth above zero.

2

Year 1: $100K

$0 to $100,000
Next
Progress0%

Build a cash buffer, steady income and the first investments.

  1. $0 to $10k
  2. $10k to $25k
  3. $25k to $50k
  4. $50k to $100k
3

Year 2: $400K

$100,000 to $400,000
Next
Progress0%

Raise income and let invested money start to carry weight.

  1. $100k to $125k
  2. $125k to $150k
  3. $150k to $200k
  4. $200k to $300k
  5. $300k to $400k
4

Year 3: $1M

$400,000 to $1,000,000
Next
Progress0%
Target9 October 2029

Growth on the existing balance does most of the work.

  1. $400k to $500k
  2. $500k to $600k
  3. $600k to $700k
  4. $700k to $800k
  5. $800k to $900k
  6. $900k to $1M

The whole journey

The dashed line is the target path: a climb out of debt by 30 November 2026, then growth at an assumed 10% a year plus a steady monthly addition, reaching $1,000,000 on 9 October 2029. An illustration, not financial advice.